HOMEOWNER APPLICATION ORIENTATION MEETING

MARCH 6, 2010

All information about our process will be explained and an application can be obtained.  The Homeowner Application can only be obtained at this Orientation Meeting.  These Orientation Meetings are mandatory as they are a part of the application process. 

Please be on time, if you are NOT at the meeting by 10:30am, you will be asked to wait for the next scheduled orientation meeting, which will be in June.  No exceptions.  Please try to make other arrangements for your children to be cared for while you attend this meeting.

The meeting will be held on March 6 at 10:00am

Mantua Township Municipal Building
401 Main Street
Mantua NJ 08051

If you are unable to attend this meeting, you will need to wait until a new meeting is scheduled.  These are scheduled quarterly.  You can email our office and asked to be placed on the list for the next meeting.

If you have any questions, please feel free to contact our office at gchabitatinfo@verizon.net

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Gloucester County Habitat for Humanity builds safe, decent and affordable housing for low-income families. These homes are sold with no interet mortgages. GCHFH makes no profit on the sale of these homes. Families with a housing need may qualify if they meet eligibility and participating guidelines. NOTE:  Occupancy is not immediate.  This process can take up to 2 years if you are selected as a Habitat Family.

Habitat does not give away homes. Qualifications and purchase requirements must be met. You must:

• Currently be living in substandard or inadequate housing.
• Go through an initial screening process.
• Meet low-income guidelines. www.nj.gov/dca/coah
• Meet approval requirements.
• Provide up to 500 hours of sweat equity.
• Demonstrate sufficient income to pay the Habitat mortgage, property taxes & homeowners insurance.
• Agree to credit/background check
• Agree to criminal background check

Gloucester County Habitat for Humanity has three criteria for becoming a homeowner:

• Need for Adequate Shelter
  Habitat builds homes for low-income families whose present housing is inadequate.
• Ability to Pay
  Applicants need to have the resources to pay a low-monthly mortgage.
• Willingness to Partner
  Applicants need to be willing to commit to the sweat equity requirement of 500 hours, and be part of the Habitat family.

How it Works

• Gloucester County Habitat for Humanity (GCHFH) receives as much donated money, materials and volunteer time aspossible.
  
• Houses are built and sold at cost. No profit is attached to the sale price.
  
• Homeowners make mortgage payments to GCHFH. This includes mortgage principal, property taxes and homeowners insurance. There is no interest charged on the mortgage.
  
• Mortgage payments received help GCHFH build more houses for low-income families.

To Proceed You May:

• Call or vist the GCHFH office at 425 South Broadway, Pitman NJ 08071
• (856) 256-9400
  
  

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